Have you filed a disability or life insurance claim, only to have it denied? Along with the denial, did the insurance company make accusations of fraud? Did they allege that false information was provided about medical history? Do not let the insurance company scare you.
Was It Really Fraud?
The insurance company wants to scare you. The term “fraud" will be thrown around, as if a crime was committed. Upon closer inspection, the fraud allegations may be absurd. The insurance company may deny a life insurance policy because the policyholder, who died of cancer, neglected to mention problems with high blood pressure. The insurance company may deny a short-term or long-term disability claim to someone who was involved in an accident because of a completely unrelated pre-existing condition. More often than not, these are mere oversights on the part of the policyholder. In some cases, the policyholder may have been coached by an insurance agent to falsify information in order for a policy to go through.
Unrelated Pre-Existing Conditions
The fraud allegations insurance companies typically make are often comical. They dig so deep into a person’s health history, trying so hard to find a reason to deny a claim that they will often bring to light pre-existing medical conditions that were treated and forgotten years prior to the policy being written.
If your claim has been denied, the NYC personal injury lawyers at Jaroslawicz & Jaros can help. Since 1981, we have been taking on insurance companies and overcoming insurance policy denials. We know all the tactics insurance companies use, including fraud allegations.
Have You Been Accused Of Insurance Fraud?
For a free consultation, fill out our online questionnaire or contact us in NYC at 212.227.2780. We can help.